Your Path to Financial Independence
Life is unpredictable, but a solid financial plan can serve
as a map to help you along the way.
Hello, I am Brie Pio. I am a CERTIFIED FINANCIAL PLANNER™ professional and a fee-only investment advisor. Welcome to my firm Birch Point Wealth Management LLC, serving clients in Midcoast Maine and across the country. My goal is to maximize what you can do with the money you have. I help you get financially organized so you know where you stand and what you can do to reach your goals.
More specifically, I create detailed financial plans that address the topics below and how they relate to one another.
Brie Pio, MBA
CERTIFIED FINANCIAL PLANNER™ professional
Comprehensive Financial Planning
Retirement (Work Optional) Planning
Will you have enough to stop working?
How much should you be saving each month to meet your goals?
What amount is reasonable to withdraw monthly in retirement considering all sources of income like Social Security?
Investment Management
How should your savings be invested to achieve your goals?
Should you invest taxed deferred and taxable accounts the same way?
Planning Opportunities for Small Business Owners
Are you taking advantage of being a small business owner?
Do you have a retirement plan established?
Benefits / Pension / 401(k)
Are you taking advantage of all the benefits your employer provides?
How is your 401(k) or other retirement plan invested?
Do you have restricted stock units or an employee stock purchase plan?
Tax
Are you minimizing taxes?
Can you defer taxes?
Are your investments the most tax efficient?
Estate Planning
Do you have the proper documents in place to protect the people you love?
Risk Management
Is there anything that can prevent you from achieving your goals?
Real Estate
Do you own rental properties or land?
Budgeting / Cashflow
Where is your money going?
Does it reflect what you want to achieve in life?